Iowans who have ever needed to receive workers' compensation benefits know just how valuable this form of assistance can be. When an accident at work leaves a person unable to go to work for some time, the financial strain can mount quickly especially when medical bills may also be amassed at the same time.
Iowa residents who are employed should be able to trust that they will be properly provided for and compensated if they are ever injured in an on-the-job accident. This is precisely what the workers' compensation system was designed to do. The Iowa Workforce Development indicates that roughly 20,000 Iowans are injured on the job every year. In 2016, slightly more than 700 cases were decided by the state.
If you are ever injured or develop an illness related to your line of work in Iowa, you may be eligible for workers' compensation benefits. Just what types of conditions may result in your ability to collect these benefits?
Our firm recently published a SlideShare report on the leading causes of the most disabling workplace injuries. Learn whether your job puts you at risk for having one of these serious workplace accidents.
If you work for an employer in Iowa, you likely expect to receive not just a paycheck for your work but to receive or be eligible for other benefits as well. One of these benefits may be the ability to receive workers' compensation benefits if you are hurt in a job-related incident. In most cases, you will be able to file a claim for workers' compensation but it is important to understand that some workers are not eligible for these benefits.
Traumatic brain injuries are one of the most common injuries that occur in workplaces in Iowa and across the United States. According to the Centers for Disease Control and Prevention, more than 2.5 million people are seen in emergency rooms, are hospitalized or die with these types of injuries each year. Brain trauma can occur whenever a person experiences a forceful impact to the head, which may occur when someone falls and hits their head or has a falling object strike them. When people receive a traumatic brain injury from an on-the-job incident, they may have difficulties returning to work and may be entitled to receive workers’ compensation benefits.
Workers' compensation insurance systems, like the one that covers most Iowa workers, was designed to do two things. It helps employees who are injured receive medical coverage for their injuries and it provides them with some income support to help them provide for their families during the recovery from that injury. This helps to prevent an injured worker from becoming permanently disabled and losing everything after losing their job and their income.
When considering how much something costs, we might say an expensive item is worth an arm and a leg. When it comes to workers' compensation, insurance companies and lawmakers actually work to determine the cost of an arm and a leg.