Loss of Wage & Income
Council Bluffs Workers’ Comp Lawyer
A job-related accident can put a major financial burden on an injured worker and their family. An injury can force you to take time off work, missing out on the wages & income that you would have earned. If your injury occurred on the job then workers’ compensation should provide for your loss of wages and income. However, this does not mean that your compensation will entirely cover all the wages you would have made had you been working. The legal claims process is complicated.
At the Law Offices of Gallner & Pattermann, P.C., our Council Bluffs workers’ compensation attorneys are skilled, justice-driven advocates for our clients. If you have any questions about getting the maximum available compensation for lost wages after a workplace accident, we are here to help. To set up a free, no obligation initial consultation with an experienced loss of wage & income lawyer, please do not hesitate to contact our Council Bluffs law office today.
We Help Injured Workers Recover the Maximum Compensation
There are many laws that influence how much compensation you receive. If you or your loved one was hurt on the job, it is imperative that you have all of the knowledge and resources that you need to protect your financial interests. To make sure you receive the maximum compensation you are rightfully owed, contact the experienced workers’ comp attorney at the Law Offices of Gallner & Pattermann, P.C. in Council Bluffs.
We have over 100 years of combined experience. Our workers’ compensation practice is devoted to ensuring that clients are able to effectively navigate all aspects of the claims process so that they can secure the full financial recovery that they deserve. You can schedule a free consultation with our legal team by calling 712-323-0999. We serve clients throughout Nebraska and Iowa.
With Thorough Research, We’ll Determine How Much Workers’ Comp You Deserve
An Overview of Workers’ Compensation Laws
Workers’ compensation insurance exists to ensure that people injured on the job have access to the medical care and financial benefits that they need following a work injury. If you were hurt on the job, it is imperative that you understand your rights and responsibilities under state law. While all 50 U.S. states have workers’ compensation laws in place, there are many variations from jurisdiction to jurisdiction.
Workers’ Comp Claims Tip: Injured workers can benefit from a proactive approach. To put yourself in the best position to recover benefits, make sure that you immediately report your injury to your employer and receive medical attention for your injuries.
Temporary & Permanent Disability Benefits
Workers’ compensation for lost wages usually requires that an employee be either temporarily or permanently disabled and unable to work. In other words, your ability to obtain benefits for wage and income loss (disability benefits) will depend on your medical diagnosis. A qualified doctor must determine that you are unable to work due to your injury, illness, or medical impairment. The specifics of your workers’ comp benefits will vary depending on which type of disability you have.
Temporary disability – TTD, or Healing Period - These are benefits you receive when a physician has taken you off work as a result of your work injury. If you have any questions about how much you should receive in temporary disability benefits, please do not hesitate to contact our Council Bluffs workers’ comp lawyers for immediate help. We can help you secure benefits in Iowa or Nebraska.
Permanent disability – PPD, PTD, and TPD are all permanency benefits. If your doctor has stated that you will have permanent disability or functional loss because of your work injury. Calculating the exact amount of compensation is complex and our work comp team can help you assess your damages. Do not settle a permanent disability case until you know the true value. Our Council Bluffs work injury attorneys are ready to help you maximize your permanency compensation.
In some cases, disputes can arise over the proper calculation for an injured worker’s average weekly wage. These calculations are not always straightforward—especially for workers who recently started a job or who did not have consistent earnings week-to-week before their injury. As a general rule, Iowa utilizes the most recent 13 representative weeks (about three months) prior to an accident to calculate a worker’s temporary disability benefits. However, there are some exceptions. If you believe that your temporary disability benefits were miscalculated and you are not receiving the proper wage and income compensation, contact an experienced attorney as soon as possible. Nebraska utilizes the 26 weeks prior to the injury for your comp rate calculation.
Employees on Light Duty Work May Get Compensation to Make Up for Reduced Wages
A light duty position is an adjustment to a worker’s duties, environment, or position to make it less physically demanding. It may be temporary or permanent. Some examples include limitations on lifting heavy objects, temporary office work, or part-time hours. In some cases, a light duty assignment could result in a worker making less money that they did before their injury. If you are working in a lower-paying light duty position or working less hours, you may be entitled to both temporary disability workers’ comp benefits as well as potentially compensation for your loss of earning capacity to help fill the gap.
You Might Have the Right to Bring a Third Party Liability Claim
As a general rule, a workers’ comp insurance claim is the sole remedy that an injured worker has against their employer in Iowa or Nebraska. If you are hurt on the job, you have the right to seek workers’ comp benefits, including for temporary disability and/or permanent disability. However, the workers’ comp laws prevent injured workers from filing a personal injury lawsuit directly against their employer.
That being said, injured workers do have the right to file a fault-based personal injury lawsuit against any negligent third party that contributed to their accident. Some examples of defendants in third party liability claims including contractors, subcontractors, property owners, and equipment manufacturers. To be clear, unlike workers’ comp, these are not no-fault claims. An injured worker must prove negligence to hold a third party legally liable for their accident.
If a third party bears fault for your job-related injuries, you may be entitled to additional financial compensation. Among other types of losses, you may be able to recover compensation for the full value of your lost wages, long-term diminished earning capacity, and non-economic damages (pain and suffering). To learn more about your rights, please contact our Council Bluff third party liability attorneys for immediate help.
We Fight For Maximum Compensation
The more serious your injury, the more complex the workers’ compensation process will be. You will want to be sure that you are receiving everything you are entitled to under the applicable workers’ compensation law. This is where our knowledgeable workers’ compensation lawyer and her team can help. Our workers' comp team will review your claim and your injuries and pursue the maximum compensation by law. We take a client-centered approach to our cases and will work closely with you to fight for the best possible outcome.
How Our Council Bills, IA Loss of Wage and Income Attorneys Can Help
Work injury cases are complicated. Whether you are pursuing workers’ comp benefits, a third party liability claim, or a combination of both, it is imperative that you are able to maximize your financial recovery. At the Law Offices of Gallner & Pattermann, P.C., we go above and beyond to help injured workers recover every dollar that they deserve. When you reach out to our Council Bluffs and Omaha law office, you will have an opportunity to speak to a workers’ compensation lawyer who can:
- Listen to your story and answer questions about the work injury claims process;
- Investigate you case, gathering all relevant wage and income information;
- Advocate for your rights in settlement negotiations; and
- Devise a work injury claims strategy that is customized to meet your needs.
Every work injury claim involves its own unique set of facts and circumstances. With decades of experience representing injured workers across a wide range of complex cases, we always put in the time, resources, and attention to detail needed to provide our clients with the highest level of personalized service. You and your family can count on our Council Bluffs workers’ compensation lawyers to handle your case the right way.
Contact Our Council Bluff Workers’ Comp Lawyers for Help With Your Wage Loss Claim
At the Law Offices of Gallner & Pattermann, P.C., our Council Bluffs workers’ compensation attorneys are dedicated advocates for justice. With extensive experience handling the full range of work injury claims, our legal team knows how to help injured workers maximize their wage loss benefits. If you or your loved one was hurt on the job, we are more than ready to help. Contact us today to set up your free, fully confidential case evaluation. With a legal office in Council Bluffs and Omaha, we represent injured workers throughout Iowa and Nebraska.